Tom Luxsox Coins

Note Collection

Open any book on business, or surf the net, and you will find information on goal setting and its importance. I am 100% in agreement with the setting of goals, but sometimes find fault with the distant or long-term goals. We set goals for the end of the year, or the month. Effectively, deferring the goal.

Long-term goals absolve its creator, of any immediate responsibility. So he/she goes into a "dream-like" state, hoping to accomplish the goal at month-end. When the goal is not attained, frustration sets in, leading to no further goal setting, and leaves the business owner in a rudderless state.

Most businesses set sales targets for a year or month. The sales will be recorded in accounting books, and substantial amount of those sales could be credit sales. So hitting the monthly sales target is excellent, but sales driven by targets would invariably be "credit sales", and our old problem rears its ugly head again, CASH FLOW!

The conventional accounting for sales should be outsourced. The owner should be more hands-on with "CASH ACCOUNTING", and set cash collection goals.

Try this cash goal setting strategy. Break down that huge goal of $ 50 000 sales for the month, into manageable "bite-sized chunks", of say $2500 PER DAY! (That is 20 working days; a month has about 22 to 23 working days). It prompts you into action immediately. From the moment you wake up, you have to work towards hitting your $2500 target at end of day.

And why not shift the focus away from a sales target of $ 2500.00 to a Cash Target of $2500! Sometimes your cash and sales target would converge (Cash Sales), but as any good accounting student will tell you, it's not the same thing.

Your cash target now becomes that debtor's age analysis, not clients,(unless they cash clients off course) with outstanding payments, to your business. Plan your day, with only cash in mind, and embark on shrewd methods to extract cash from your debtors. Opt for a cash sale, rather than a credit one. Insist on a deposit, for a major job. If you have a credit card utility machine, go ahead and swipe that card!

Your deposits, credit card sales settled by bank that day, cash sales and cash collected, constitute your daily cash takings for the day.

Follow through by creating a spreadsheet with the following columnar sections

· Checks Collected

· Cash Collected

· Credit Card payments settled

· Direct transfers to the bank

Another header in bold on your spreadsheet, should be your daily target. Provide columns for dates, and an important comments section. On the" comments section", notes are made as to whether the target was attained or not. Be disciplined. You either hit a daily cash target or not. No "ifs" "nearly" or "buts" here.

SET YOUR ANNUAL CASH TARGET, and divide your annual target by twelve, and then by 22 to 23 working days, and you arrive at your daily cash target. Working pro-actively on a daily target and attaining it everyday, equates to a monthly and annual target accomplished.

If you exceed your daily target by an amount equal to your daily target, you cannot relax the following day, and regard the excess amount as the next day's target. It is another day, with a new target.

Implement this method, and see your cash inflow go through the roof! On a cautionary note, all cash should be banked, and don't forget to save some of the cash!

Sean Goss
Small Business Consultant
website: http://www.sgafc.co.za

Blue Note Collection #1 $29.99 Blue Note Collection #1 - Wall Decal

Disney Big-Note Collection $16.57 This very big big-note collection features more than 40 Disney favorites, including: Bella Notte * Can You Feel the Love Tonight * Circle of Life * Colors of the Wind * A Dream Is a Wish Your Heart Makes * Friend Like Me * Hakuna Matata * It's a Small World * Under the Sea * A Whole New World * Winnie the Pooh * You'll Be in My Heart * Zip-A-Dee-Doo-Dah * and more. A great value

Hal Leonard Disney Collection for Big Note Piano $17.96 Hal Leonard Disney Collection for Big Note Piano

Hal Leonard Big Note Piano Christmas Collection $13.46 Hal Leonard Big Note Piano Christmas Collection

Hal Leonard Beatles Collection for Big Note Piano $14.36 Hal Leonard Beatles Collection for Big Note Piano

Hal Leonard Beatles Collection For Big Note Piano $14.36 Hal Leonard Beatles Collection for Big Note Piano

Hal Leonard Disney Collection For Big Note Piano $17.96 Hal Leonard Disney Collection for Big Note Piano

Best Blue Note Rvg Collection 100 $49.99 Best Blue Note Rvg Collection 100

Death Note Sd Art Collection Magnet $6.95 Death Note Sd Art Collection Magnet

Death Note Collection $28 Format: Blu-Ray Color: Color Rating: Not Rated Runtime: 260 Year: 2010

Note $10 Note

Note to Self $12.99 Keeping a journal is easy. Keeping a life-altering, soul-enlightening journal, however, is not. At its best, journaling can be among the most transformative of experiences, but you can only get there by learning how to express yourself fully and openly. Enter Samara O'Shea. O'Shea charmed readers with her elegant and witty For the Love of Letters . Now, in Note to Self , she's back to guide us through the fun, effective, and revelatory process of journaling. Along the way, selections from O'Shea's own journals demonstrate what a journal should be: a tool to access inner strengths, uncover unknown passions, face uncertain realities, and get to the center of self. To help create an effective journal, O'Shea provides multiple suggestions and exercises, including: Write in a stream of consciousness: Forget everything you ever learned about writing and just write. Let it all out: the good, bad, mad, angry, boring, and ugly. Ask yourself questions: What do I want to change about myself? What would I never change about myself? Copy quotes: Other people's words can help you figure out where you are in life, or where you'd like to be. It takes time: Don't lose faith if you don't imme­diately feel better after writing in your journal. Think of each entry as part of a collection that will eventually reveal its meaning to you. O'Shea's own journal entries reveal alternately moving, edgy, and hilarious stories from throughout her life, as she hits the party scene in New York, poses naked as an aspiring model, stands by as her boyfriend discovers an infidelity by (you guessed it) reading her journal, and more. There are also fascinating journal entries of notorious diarists, such as John Wilkes Booth, Anaïs Nin, and Sylvia Plath. A tribute to the healing and reflective power of the written word, Note to Self demonstrates that sometimes being completely honest with yourself is the most dangerous and rewarding pursuit of all.

Popular Hits Collection - Big Note Piano $14.95 Arranged by Richard Bradley. For Piano. Piano - Big Note Collection; Piano Supplemental. Big Note. Book. 192 pages. Published by Alfred Music Publishing

Dan Coates Big Note Piano Collection $14.95 "(Pop, Country, Movie & TV Hits). Arranged by Dan Coates. For Piano. Piano - Big Note Collection; Piano Supplemental. Big Note. Book. 232 pages. Published by Alfred Music Publishing"

Executive Note Pad Set - Oscar Wilde Collection $16 The Oscar Wilde Gentlemens Collection is a handsome set of stationary and office accessories. The Executive Note Pad Set includes two lined note pads with 60 sheets each.Features: 2 lined note pads 60 sheets per pad White foil stamping Size: 11" tall x 8 1/2" wide

Gray Informal Folded Note $75 • Set Includes: Folded Informal Note Only • Card Design: Gray Informal Folded Note • N/A • Ink Color: Black • Cardstock Color: Gray • Envelope Color: n/a • Font Style as shown • Be sure to choose if you would like your envelopes plain or printed What a great little size note card! The Gray Informal Folded Note Card is big enough to be mailed but the smallest flat size note card for this collection. The card is perfect for a quick note to add to a package, slip into a briefcase or pocketbook for a love note or drop in the mail! The paper stock is a textured gray color. This card is perfect as a thank you or note card. The text is available in black ink only and font appears as shown in sample. Be sure to add your personalization exactly as you would like it to appear on your card. ,Size: 4 1/4" x 5 1/2"

Hal Leonard The Beatles Note-for-Note Vocal Transcriptions $15.26 This terrific collection in our Note-for-Note Vocal Transcriptions series features 12 Beatles classics, with vocal parts transcribed exactly as they were recorded, including lead, harmony and background parts, and all vocal inflections, plus a keyboard reduction of the instrumental parts and chord labels. Songs: Because Day Tripper Drive My Car Good Day Sunshine In My Life Nowhere Man Paperback Writer Sgt. Pepper's Lonely Hearts Club Band This Boy (Ringo's Theme) Ticket to Ride With a Little Help from My Friends You Won't See Me.

Hal Leonard The Beatles Note-For-Note Vocal Transcriptions $15.26 This terrific collection in our Note-for-Note Vocal Transcriptions series features 12 Beatles classics, with vocal parts transcribed exactly as they were recorded, including lead, harmony and background parts, and all vocal inflections, plus a keyboard reduction of the instrumental parts and chord labels. Songs: Because Day Tripper Drive My Car Good Day Sunshine In My Life Nowhere Man Paperback Writer Sgt. Pepper's Lonely Hearts Club Band This Boy (Ringo's Theme) Ticket to Ride With a Little Help from My Friends You Won't See Me.82 pagesSize: 12" x 9"Artist: The BeatlesISBN: 634029541

Disney Big-Note Collection - Easy Piano $19.99 "By Various. For voice and easy piano. Big Note Songbook. Disney, Movies and Children's. Difficulty: easy to easy-medium. Songbook (big note notation). Vocal melody, piano accompaniment, lyrics, chord names and big note notation. 192 pages. Published by Hal Leonard"

Hal Leonard A Christmas Collection for Big Note Piano 2nd Edition $11.66 Hal Leonard A Christmas Collection for Big Note Piano 2nd Edition

Hal Leonard The Charlie Brown Collection for Big Note Piano $9.86 Hal Leonard The Charlie Brown Collection for Big Note Piano

Hal Leonard Complete Disney's Princess Collection for Big Note Piano $13.46 Hal Leonard Complete Disney's Princess Collection for Big Note Piano

Hal Leonard A Christmas Collection For Big Note Piano 2Nd Edition $11.66 Hal Leonard A Christmas Collection for Big Note Piano 2nd Edition

Hal Leonard Complete Disney's Princess Collection For Big Note Piano $13.46 Hal Leonard Complete Disney's Princess Collection for Big Note Piano

Hal Leonard The Charlie Brown Collection For Big Note Piano $9.86 Hal Leonard The Charlie Brown Collection for Big Note Piano

Death Note Collection (3 Disc) - Widescreen Dubbed Subtitle AC3 $34.99 Death Note Collection (3 Disc) - Widescreen Dubbed Subtitle AC3

Blank Note Card #1 - Oscar Wilde Collection $5 The Oscar Wilde Brights Collection is a feminine selection of stationary and office accessories. The Blank Note Card #1 features a witty Oscar Wilde quote in gold foil-stamping with matching tissue-lined envelope. Quote reads: "Be yourself. Everyone else is taken."Features: Blank note card with tissue-line envelope Gold foil-stamping Quote reads: "Be yourself. Everyone else is taken." Color: Pink Size: 7" tall x 5" wide

Pink Informal Note Card $55 • Set Includes: Unprinted Envelope with your choice of upgrading to printed envelopes and additional lining • Card Design: Pink Informal Note Card • Font Style as shown on envelope in Periwinkle Ink only • Ink Color: Periwinkle • Cardstock Color: Pink • Envelope Color: Pink • Font Style as shown • Be sure to choose if you would like your envelopes plain or printed What a great little size note card! The Pink Informal Note Card is big enough to be mailed but the smallest flat size note card for this collection. The card is perfect for a quick note to add to a package, slip into a briefcase or pocketbook for a love note or drop in the mail! The paper stock is a textured light pink color. This card is perfect as a thank you or note card. The text is available in periwinkle ink only and font appears as shown in sample. Pink envelopes are included with the note card order. ,Size: 3 7/16" x 4 7/8"

Flannel Informal Note Card $55 • Set Includes: Unprinted Envelope with your choice of upgrading to printed envelopes and additional lining • Card Design: Gray Flannel Informal Note Card • Font Style as shown on envelope in Navy Ink only • Ink Color: Navy Blue • Cardstock Color: Flannel Gray • Envelope Color: Flannel Gray • Font Style as shown • Be sure to choose if you would like your envelopes plain or printed What a great little size note card! The Flannel Informal Note Card is big enough to be mailed but the smallest flat size note card for this collection. The card is perfect for a quick note to add to a package, slip into a briefcase or pocketbook for a love note or drop in the mail! The paper stock is a textured flannel gray color. This card is perfect as a thank you or note card. The text is available in navy blue ink only and font appears as shown in sample. Flannel gray envelopes are included with the note card order. ,Size: 3 7/16" x 4 7/8"

Lavender Informal Note $215 • Set Includes: Unprinted Envelope with your choice of upgrading to printed envelopes and additional lining • Card Design: Lavender Informal Note Card • Font Style as shown on envelope in Lavender Monogram/Periwinkle Name Ink only • Ink Color: Lavender Monogram/Periwinkle Name • Cardstock Color: Lavender • Envelope Color: Lavender • Font Style as shown • Be sure to choose if you would like your envelopes plain or printed What a great little size note card! The Lavender Informal Note Card is big enough to be mailed but the smallest flat size note card for this collection. The paper stock is textured and lavender in color. This note card is made of an exclusive imported paper and is a little thicker than normal cardstock. The edges are worn giving the paper a homemade look. The card is perfect for a quick note to add to a package, slip into a briefcase or pocketbook for a love note or drop in the mail! The text is available in Lavender for the Monogram and Periwinkle ink for the name and font appears as shown in sample. In traditional monograms the last name appears in the center, the first on the left, and the middle on the right. Be sure to make text exactly as you would like it to appear on card. Oatmeal colored envelopes are included with the note card order. ,Size: 3 3/8" x 5 1/16"

Stone Informal Note $215 • Set Includes: Unprinted Envelope with your choice of upgrading to printed envelopes and additional lining • Card Design: Stone Informal Note Card • Font Style as shown on envelope in Cranberry Ink only • Ink Color: Cranberry • Cardstock Color: Stone • Envelope Color: Stone • Font Style as shown • Be sure to choose if you would like your envelopes plain or printed What a great little size note card! The Stone Informal Note Card is big enough to be mailed but the smallest flat size note card for this collection. The paper stock is textured and oatmeal in color. This note card is made of an exclusive imported paper and is a little thicker than normal cardstock. The edges are worn giving the paper a homemade look. The card is perfect for a quick note to add to a package, slip into a briefcase or pocketbook for a love note or drop in the mail! The text is available in Cranberry ink only and font appears as shown in sample. Oatmeal colored envelopes are included with the note card order. ,Size: 3 3/8" x 5 1/16"

Celadon Informal Note $215 • Set Includes: Unprinted Envelope with your choice of upgrading to printed envelopes and additional lining • Card Design: Celadon Informal Note Card • Font Style as shown on envelope in Coral ampersand and last Name/Moss first names only Ink only • Ink Color: Coral ampersand and last Name/Moss first names only • Cardstock Color: Celadon • Envelope Color: Celadon • Font Style as shown • Be sure to choose if you would like your envelopes plain or printed What a great little size note card! The Celadon Informal Note Card is big enough to be mailed but the smallest flat size note card for this collection. The paper stock is textured and celadon in color. This note card is made of an exclusive imported paper and is a little thicker than normal cardstock. The edges are worn giving the paper a homemade look. The card is perfect for a quick note to add to a package, slip into a briefcase or pocketbook for a love note or drop in the mail! The text is available in Coral ampersand for the last Name and Moss ink for the first name only. Font appears as shown in sample. Celadon colored envelopes are included with the note card order. ,Size: 3 3/8" x 5 1/16"

White Informal Note Card $55 • Set Includes: Unprinted Envelope with your choice of upgrading to printed envelopes and additional lining • Card Design: White Informal Note Card • Font Style as shown on envelope in Blush Ink only • Ink Color: Blush • Cardstock Color: White • Envelope Color: White • Font Style as shown • Be sure to choose if you would like your envelopes plain or printed What a great little size note card! The White Informal Note Card is big enough to be mailed but the smallest flat size note card for this collection. The card is perfect for a quick note to add to a package, slip into a briefcase or pocketbook for a love note or drop in the mail! The paper stock is a textured white color. This card is perfect as a thank you or note card. The text is available in blush ink only and font appears as shown in sample. White envelopes are included with the note card order. ,Size: 3 7/16" x 4 7/8"

Ivory Informal Folded Note $75 • Set Includes: Unprinted Envelope with your choice of upgrading to printed envelopes and additional lining • Card Design: Ivory Informal Folded Note • Font Style as shown on envelope in Almond Ink only • Ink Color: Almond • Cardstock Color: Ivory • Envelope Color: Ivory • Font Style as shown • Be sure to choose if you would like your envelopes plain or printed What a great little size note card! The Ivory Informal Folded Note Card is big enough to be mailed but the smallest flat size note card for this collection. The card is perfect for a quick note to add to a package, slip into a briefcase or pocketbook for a love note or drop in the mail! The paper stock is a textured ivory color. This card is perfect as a thank you or note card. The text is available in almond ink only and font appears as shown in sample. Be sure to add your personalization exactly as you would like it to appear on your card. Almond color envelopes are included with note card order. ,Size: 4 1/4" x 5 1/2"

Bright White Informal Note $60 • Set Includes: Unprinted Envelope with your choice of upgrading to printed envelopes and additional lining • Card Design: Bright White Informal Note • Font Style as shown on envelope in Navy Ink only • Ink Color: Lime • Cardstock Color: Bright White • Envelope Color: Bright White • Font Style as shown • Be sure to choose if you would like your envelopes plain or printed What a great little size note card! The Bright White Informal Note Card is big enough to be mailed but the smallest flat size note card for this collection. The card is perfect for a quick note to add to a package, slip into a briefcase or pocketbook for a love note or drop in the mail! The paper stock is a textured white color. This card is perfect as a thank you or note card. The text is available in Lime ink only and font appears as shown in sample. Be sure to add your monogram exactly as you would like it to appear on your card. Traditional monograms appear with your last name in the center, the first name on the left and the middle name on the right. White envelopes are included with the note card order. ,Size: 3 7/16" x 4 7/8"

Buttercream Informal Note Card $55 • Set Includes: Unprinted Envelope with your choice of upgrading to printed envelopes and additional lining • Card Design: Butter Informal Note Card • Font Style as shown on envelope in Meadow Ink only • Ink Color: Meadow • Cardstock Color: Buttercream • Envelope Color: Butter cream • Font Style as shown • Be sure to choose if you would like your envelopes plain or printed What a great little size note card! The Buttercream Informal Note Card is big enough to be mailed but the smallest flat size note card for this collection. The card is perfect for a quick note to add to a package, slip into a briefcase or pocketbook for a love note or drop in the mail! The paper stock is a textured rough buttercream color. This card is perfect as a thank you or note card. The text is available in meadow ink only and font appears as shown in sample. Buttercream envelopes are included with the note card order. ,Size: Size: 3.5" x 5.25" ?????

Blank Note Card #3 - Oscar Wilde Collection $5 The Oscar Wilde Brights Collection is a feminine selection of stationary and office accessories. The Blank Note Card #3 features a witty Oscar Wilde quote in gold foil-stamping with matching tissue-lined envelope. Quote reads: "I have the simplest tastes. I am always satisfied with the best."Features: Blank note card with tissue-line envelope Gold foil-stamping Quote reads: "I have the simplest tastes. I am always satisfied with the best." Color: Green Size: 7" tall x 5" wide

Blank Note Card #4 - Oscar Wilde Collection $5 The Oscar Wilde Brights Collection is a feminine selection of stationary and office accessories. The Blank Note Card #4 features a witty Oscar Wilde quote in gold foil-stamping with matching tissue-lined envelope. Quote reads: "I am so clever that sometimes I don't understand a single word of what I am saying."Features: Blank note card with tissue-line envelope Gold foil-stamping Quote reads: "I am so clever that sometimes I don't understand a single word of what I am saying." Color: Blue Size: 7" tall x 5" wide