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Throw on some warm clothes, grab a blanket, and get ready to save some hard-earned money on your heating bills this winter. You've dealt with hefty heating bills in past winters. Perhaps this winter it's time to get serious about lowering your energy costs? Well, we've got some great advice for you today! Below are some key ways you can lower your heating bills when Old Man Winter comes knockin' on your (unsealed) door.

1. Schedule an energy audit. First thing's first: you need to get a quality professional out to thoroughly inspect your home and let you know where the energy inefficiencies are in your home. This is important and worth the money. A good energy audit should include a list (in order of top priority down) of solutions to any inefficiencies as well as the predicted amount of money you will save by making necessary changes.

2. Install a programmable thermostat. We just talked about this earlier in the week. A programmable thermostat will save you money, keep the right rooms at the right temperature, and generally increase the comfort of your home. It's an easy do-it-yourself project that will take an hour at the most.

3. Turn down your thermostat. If you don't already have a programmable thermostat (and aren't interested in buying one), then turn your thermostat DOWN. You have warm clothes, right? Well break out the sweaters, blankets, fleece pajamas, and slippers. Assume that you can save a single percent on your monthly heating bill every degree you lower your thermostat, provided your thermostat is turned down for a period of at least eight hours. Start with 68-70 degrees.

4. Seal your leaky windows. Ideally, you should replace your inefficient, single-pane windows with high-efficiency windows. However, if this isn't cost practical for you then, using caulking around appropriate areas of your existing windows to keep out cold drafts. You can also buy a "plastic kit," which will help, too. Typically, this involves attaching a sheet of plastic to the window's glass and sealing it off with a hair dryer. It's easy and it works.

5. Seal your leaky doors. Add a storm door. Look over your existing weatherstripping to see if it needs replaced. If it does, buy high-quality weatherstripping. It's inexpensive and you don't want to have to buy it twice in one season. Oh yeah, and keep the doors closed for crying out loud. As my mother used to say, "Were you born in a barn?;)

6. Insulate your attic. Seal your attic with spray foam to keep out any cold air penetrations from the basement or crawl space. Add the appropriate insulation to your attic (follow the Department of Energy's insulation tips). Finally, don't forget to add the quality weatherstripping to the attic scuttle door.

7. Don't heat rooms you don't occupy. Seal off the heat vents, close the drapes or curtains, shut the door, and cast those unused rooms into winter purgatory. They will be there waiting for you in the spring.

8. Insulate your water heater. Newer water heaters will come with insulation, but a lot of older models will not. When your water heater is warm or hot to the touch, put a nice, warm insulation cover on it. Pay close attention to the manufacturer's instructions when installing an insulation jacket. There are safety precautions you will definitely want to follow.

9. Wash your clothes in cold water. Yeah yeah yeah, we know you like to wash those whites in super hot water. Just be mindful that you can wash much of your laundry (if not all of it) in cold water. You will save money during the winter months, and yes, your clothes will still be clean!

10. Bring on the sunshine!Winter days (especially here in Colorado) are still often bright and sun-soaked, so take advantage of it. Open the drapes and make sure your furniture isn't blocking the sunshine from penetrating your windows and occupied rooms. On dark, gray days, keep the drapes closed.

Team Dave Logan has created a professional, pre-screened team of home improvement contractors in Denver and Boulder, Colorado. No matter what your home improvement needs are, Team Dave Logan will deliver you a qualified, trusted professional. Visit http://www.TeamDaveLogan.com often to not only find a trusted home improvement contractor in Colorado, but also for news, education, and the latest information in the Team Dave Logan blog.

Buffalo Bills Large Money Clip $13.25 Buffalo Bills Large Money Clip Buffalo Bills Large Money Clip

Variety of Bills and Coins in Money Till $29.99 Variety of Bills and Coins in Money Till - Photographic Print

Globe with Money, Bills and Circuit Board $24.99 Guy Crittenden Globe with Money, Bills and Circuit Board - Photographic Print

Buffalo Bills Leather Money Clip $28.1 Buffalo Bills Leather Money Clip Keep your money and your team close to the hip with our exclusive leather money clip. These wallets are made of high quality, fine grain leather and displays your favorite team's colorful logo. These wallets come in a protective faux leather gift case and make great gifts for all NFL sports fans.

Buffalo Bills Executive Money Clip/Card Holder $19.95 Buffalo Bills Executive Money Clip/Card Holder Our Executive Money Clip/Card Holders are made of high quality fine grain leather with a sculpted pewter NFL team emblem. Packaged in a collector's tin.

BILLS Key Chain, Money Clip & Magnet Clip $22.45 BILLS Key Chain, Money Clip & Magnet Clip This 3 piece accessory set containing a magnet clip, leather key chain and a money clip each decorated with a high-quality team logo is a great gift idea.

Shopzeus USA zeusd1TOYC2168991 Play Money Dollars 1440 Bills $30.05 144 bags. Each bag has ten bills: 4 10USD bills 2 20USD bills 4 50USD bills. Total 1440 bills/PKG. Load up on these fake dollars toys

EDUCATIONAL INSIGHTS EI-3057 LETS PRETEND PLAY MONEY - BILLS $15.42 Teaching math skills with Play Money Bills is a relevant and motivating learning experience. These ultra-realistic sets feature reproductions of American money that encourage realistic play and authentic learning. The most realistic play money available!. Includes 100 $1 play money bills 50 each of $5 $10 and $20 play money bills and 25 each of $50 and $100 play money bills. Subject / Theme: Counting and Math History and Geography. Grades Pre-K+ / Ages 4+.

EDUCATIONAL INSIGHTS EI3057 LETS PRETEND PLAY MONEY BILLS $25.6 Teaching math skills with Play Money Bills is a relevant and motivating learning experience. These ultrarealistic sets feature reproductions of American money that encourage realistic play and authentic learning. The most realistic play money available. Includes 100 1 play money bills 50 each of 5 10 and 20 play money bills and 25 each of 50 and 100 play money bills. Subject / Theme: Counting and Math History and Geography. Grades PreK+ / Ages 4+.

Phoney Play Prop Money $5 Bills 50/Pack $1.64 50 $5 Bills,Brand New In Manufacturer Packaging Theme: Humorous Occasion: Halloween Color: Multi-colored Material: Blend

Bills Hanging Outside of a Gas Station to Raise Money for the New Church $79.99 Bills Hanging Outside of a Gas Station to Raise Money for the New Church - Premium Photographic Print

English Paper Money are Called Notes, in America They are Called Bills $79.99 English Paper Money are Called "Notes", in America They are Called Bills - Premium Photographic Print

Money $29.98 MONEY - 1927 - CONTENTS CHAPTER PAGE I. THE BEGINNING OF MONEY. 1 11. KINDS OF MONEY . 11 111. THE QUALITIES OF MONEY . . 17 IV. PURPOSE OF MONEY . . 25 V. THE STORY OF GOLD . . 32 VI. THE PURPOSE OF GOLD . . 41 VII. WHEN GOLD GOES VISITING . 49 VIII. THE GOLD SHOP OF THE WORLD . 58 IX. THE MINTING OF THE COIN . 68 X. PAPER MONEY . . 80 XI. THE ORIGIN OF THE DOLLAR . . 88 TYPES OF NOTES . 95 XII. FOUR XIII. FEDERAL RESERVE NOTES . . 105 XIV. QUANTITY OF PAPER . . 115 XV. THE PROPER USE OF MONEY . . 124 XVI. PAPER FOR THE NOTES . 131 XVII. ENGRAVING THE PLATES . . 145 XVIII. PRINTING THE MONEY . . 154 XIX. PROTECTING THE CURRENCY. . 164 XX. CHECKS AS MONEY . . 171 INTRODUCTION - IT is a strange thing that so little of the actual, physical story of money has been written. Whole alcoves in libraries are full of books on the theory of money. They argue without end over such questions as the gold and silver standard, over what should be back of the money that is issued, over measures to control its pur- chasing power, over inflation, credit. But none of them goes back to the beginning, tells the story of money as it came down through the ages, shows how it developed into its present form, pictures it as it is to-day. None of them tells the physical story of this thing which has much to do with the lives of men. And so people know little about their money. Who knows, for instance, that money started with copper pots Who knows that the first shilling was a fragment of a broken ring taken by the victors in battle from the arms of those whom they had slain Who knows why the United States based its currency on the old pieces-of-eight of the pirate stories instead of the shillings and pounds ofthe mother country Who knows how and why it came to pass that he can go to the bank and get five kinds of ten-dollar bills Who knows why there are enough silver dollars laid away in the treasure vaults of the government to load a freight train three miles long There is no book in the Congressional Library in Washing- ton which in an orderly way presents the facts with relation to the concrete development of the various forms of money with which we come into daily contact. I have worked long in getting these facts together and in attempting to make available the wonderful and romantic story of how this master tool came to the hand of man. In doing so I hope I have rendered a service. I hope I have made it easy for whosoever is curious to get a ready un- derstanding of this money which occupies so much of the attention of most people. THERE was a time when there was no money in all the world. There was none in the western world three thousand years ago. Then the people of Europe lived as simply as did the American Indians when white men first crossed the Atlantic. They had not learned how to use money. Money seems a very simple thing to the peoples of to-day, but some one had to work out the idea of it in the beginning. At the time it was invented there was little trave

Buffalo Bills Money Clip Gift Set $40.4 Buffalo Bills Money Clip Gift Set What sports fan wouldn't love these NFL leather and pen gift sets? Our exclusive leather bifold wallet, Tri Fold wallet, or money clip come with a comfort grip pen featuring your favorite team's logo. These leather goods are made of high quality, fine grain leather.

MONOPOLY Money $14.99 The most printed currency in the world, it's a full set of the standard Monopoly money. Raise the stakes at your next game or make an incomplete set of money complete. Extra Monopoly money is good thing!Contains 20 $500 bills, 20 $100 bills, 30 $50 bills, 50 $20 bills, 40 $10 bills, 40 $5 bills, and 40 $1 bills. Type: Replacement Parts & Upgrades Gender: Unisex Age: Child,Teen,Adult

Dollar Pad of Fake Money - Pimp Costume Accessories $4.91 Fake $100.00 bills - Play Money

Buffalo Bills Executive Money Clip/Credit Card Holder $24.99 Keep your money and your team close to the hip with the Buffalo Bills Executive Money Clip/Credit Card Holder. Made of high quality- fine grain leather with a sculpted pewter Buffalo Bills emblem. Measures approx 4 1/2 by 3 inches.

Buffalo Bills 6' Tape Measure Key Chain and Money Clip Set $17.95 This is an NFL officially licensed 6' Tape Measure Key Chain and Money Clip set. Both items are decorated with a high quality Buffalo Bills logo.

Buffalo Bills Black Leather Money Clip $36.99 Go first class all the way with the Buffalo Bills Black Leather Money Clip by Team Sports America! The NFL Suite Collection is specifically designed for the NFL fan with a fervent passion for the game. Features artisan craftmanship with hand selected top grain leather for outstanding funtionality and durability. Measures 3 7/8" x 2 3/4" x 1/2" Officially licensed by the NFL

Buffalo Bills Pewter Emblem Money Clip $11.25 A great money clip with terrific detail and color.

Buffalo Bills 3/8 Sterling Silver Logo on Nickel Plated Money Clip $42.31 Enjoy this official NFL licensed Buffalo Bills money clip. A great gift for any Buffalo Bills fan!Express your team pride with men's football accessories from LogoArt®.The sterling silver Buffalo Bills logo is:Custom-made and captured in expensive metal molds for optimum detailRhodium plated to provide a beautiful lasting finishHand polished to a brilliant shine, then affixed to the nickel plated money clipTeam the money clip up with a matching key chain. Browse all of our NFL watches too! Other jewelry items are also available for the Buffalo Bills.

Money, Money, Money $16.99 It is Christmas in the city, but it isn't the giving season. A retired Gulf War pilot, a careless second-story man, a pair of angry Mexicans, and an equally shady pair of Secret Service agents are in town after a large stash of money, and no one is interested in sharing. The detectives at the 87th are already busy for the holidays. Steve Carella and Fat Ollie Weeks catch the squeal when the lions in the city zoo get an unauthorized feeding of a young woman's body. And then there's a trash can stuffed with a book salesman carrying a P-38 Walther and a wad of big bills. The bad bills and the dead book salesman lead to the offices of a respected publisher, Wadsworth and Dodds. This is good news for Fat Ollie, because he's working on a police novel -- one written by a real cop -- and he's sure it's going to be a bestseller.

Buffalo Bills Open Field Leather Key Fob and Money Clip Set $14.95 Two piece 'Open Field' accessory set containing a leather fob key chain and a money clip each decorated with a high-quality Buffalo Bills NFL logo and RealTree camo pattern.

EDUCATIONAL INSIGHTS EI-3063 BIG MONEY MAGNETIC COINS AND BILLS $36.62 These oversized magnetic coins and bills are perfect for classroom lessons. Plastic coins are 21/2 times actual size and molded in realistic colors. Bills are 11/2 times actual size and display full-color up-to-date images. Unlike other "thin" magnetic money products on the market these richly textured coins and full-color bills can be removed easily from magnetic white boards and other magnetic surfaces. Includes 8-page lesson and activity guide.

EDUCATIONAL INSIGHTS EI3063 BIG MONEY MAGNETIC COINS AND BILLS $45.34 These oversized magnetic coins and bills are perfect for classroom lessons. Plastic coins are 21/2 times actual size and molded in realistic colors. Bills are 11/2 times actual size and display fullcolor uptodate images. Unlike other thin magnetic money products on the market these richly textured coins and fullcolor bills can be removed easily from magnetic white boards and other magnetic surfaces. Includes 8page lesson and activity guide.

Bills Bills Bills $10 Bills Bills Bills - Destiny's Child

Buffalo Bills Leather Money Clip With Metal Logo $37.99 Keep your money and your team close to the hip with our exclusive leather money clip. These wallets are made of high quality, fine grain leather and displays your favorite team's pewter finished logo. These wallets come in a protective gift case and make great gifts for all NFL sports fans.

Buffalo Bills Debossed Black Leather Money Clip $39.99 The Suite Collection money clip is crafted from hand selected fine leather and includes a powerful two piece magnet that provides superior holding power and ease of use. Opposite the clip are two pockets that hold your driver�s license, credit cards or business cards. Each Suite Collection money clip will be debossed with the logo of your favorite NFL team.

EDUCATIONAL INSIGHTS EI-3058 LETS PRETEND PLAY MONEY COINS &-BILLS TRAY $17.33 The most realistic available! Grades K and up. Using money to teach math skills is both a relevant and motivating learning experience. These ultra-realistic sets feature the most realistic reproductions of American money permitted by law to encourage realistic play and authentic learning. 100 bills including: 30 $1.00 20 $5.00 20 $10.00 15 $20.00 10 $50.00 5 $100.00

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Money Boa $14.99 100's of faux bills make a boa foa you.

Play Money Set $5.99 Replacement money set includes: 10 of each coin 10 single and five dollar bills and 5 ten and twenty dollar bills.

Money Big Daddy $3.99 This prop money is a pad of $100 oversized fake bills. Printed on the front only,it's white paper with Black ink. Bills measure approximately 9.5" long and 4" tall. There are approximately 40-45 bills on the pad.

Buffalo Bills Money Clip and Pen Set $39.99 What sports fan wouldn't love these NFL leather and pen gift sets? Our exclusive leather bifold wallet, Tri Fold wallet, or money clip come with a comfort grip pen featuring your favorite team's logo. These leather goods are made of high quality, fine grain leather.